/* ── RESET & BASE ── */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

:root {
  --navy:      #132462;
  --teal:      #3ECF8E;
  --teal-dark: #26B87A;
  --sky:       #EAF6FF;
  --mint:      #E0FAF2;
  --offwhite:  #F5F5F8;
  --charcoal:  #1A1A2E;
  --mid:       #4A5068;
  --white:     #ffffff;
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', sans-serif;
  color: var(--charcoal);
  background: var(--white);
  line-height: 1.6;
}

a { text-decoration: none; color: inherit; }
img { display: block; max-width: 100%; }

/* ── TYPOGRAPHY ── */
h1, h2, h3, h4 {
  font-family: 'Montserrat', sans-serif;
  font-weight: 800;
  line-height: 1.15;
}
h1 { font-size: clamp(2rem, 5vw, 3.25rem); }
h2 { font-size: clamp(1.5rem, 3.5vw, 2.25rem); }
h3 { font-size: 1.25rem; font-weight: 700; }
h4 { font-size: 1rem; font-weight: 700; }
p  { font-size: 1rem; line-height: 1.75; color: var(--mid); }

/* ── LAYOUT ── */
.container {
  max-width: 1120px;
  margin: 0 auto;
  padding: 0 24px;
}

section { padding: 80px 0; }

/* ── BUTTONS ── */
.btn {
  display: inline-block;
  font-family: 'Montserrat', sans-serif;
  font-weight: 700;
  font-size: 0.95rem;
  padding: 14px 32px;
  border-radius: 6px;
  cursor: pointer;
  transition: opacity 0.2s, transform 0.15s;
  border: none;
}
.btn:hover { opacity: 0.88; transform: translateY(-1px); }

.btn-primary {
  background: var(--teal);
  color: var(--navy);
}
.btn-outline {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255,255,255,0.7);
}
.btn-outline:hover { background: rgba(255,255,255,0.1); opacity: 1; }
.btn-navy {
  background: var(--navy);
  color: var(--white);
}

/* ── NAVBAR ── */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  background: var(--navy);
  box-shadow: 0 2px 12px rgba(0,0,0,0.18);
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
  max-width: 1120px;
  margin: 0 auto;
  padding: 0 24px;
}

/* Logo */
.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}
.nav-logo-wordmark {
  font-family: 'Montserrat', sans-serif;
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -0.5px;
}
.nav-logo-wordmark span { color: var(--teal); }

/* Nav links */
.nav-links {
  display: flex;
  align-items: center;
  gap: 8px;
  list-style: none;
}
.nav-links a {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.85rem;
  font-weight: 600;
  color: rgba(255,255,255,0.82);
  padding: 8px 12px;
  border-radius: 4px;
  transition: color 0.2s, background 0.2s;
}
.nav-links a:hover,
.nav-links a.active {
  color: var(--teal);
  background: rgba(62,207,142,0.08);
}

/* Hamburger — CSS-only mobile nav */
.nav-toggle { display: none; }
.nav-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
}
.nav-hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: transform 0.3s, opacity 0.3s;
}

@media (max-width: 768px) {
  .nav-hamburger { display: flex; }
  .nav-links {
    display: none;
    position: absolute;
    top: 64px; left: 0; right: 0;
    background: var(--navy);
    flex-direction: column;
    align-items: flex-start;
    padding: 12px 24px 20px;
    gap: 4px;
    border-top: 1px solid rgba(255,255,255,0.1);
  }
  .nav-toggle:checked ~ .nav-links { display: flex; }
  .nav-toggle:checked ~ .nav-hamburger span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .nav-toggle:checked ~ .nav-hamburger span:nth-child(2) { opacity: 0; }
  .nav-toggle:checked ~ .nav-hamburger span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
}

/* ── PAGE OFFSET (for fixed nav) ── */
.page-body { padding-top: 64px; }

/* ── HERO ── */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, #1A4E8A 55%, var(--teal-dark) 85%, var(--teal) 100%);
  color: var(--white);
  padding: 100px 0 90px;
  position: relative;
  overflow: hidden;
}
.hero::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 60px;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 60'%3E%3Cpath fill='%23F5F5F8' d='M0 30 Q360 0 720 30 Q1080 60 1440 30 L1440 60 L0 60Z'/%3E%3C/svg%3E") center bottom / cover no-repeat;
}
.hero-content { position: relative; z-index: 1; }
.hero h1 { color: var(--white); margin-bottom: 20px; }
.hero p {
  font-size: 1.15rem;
  color: rgba(255,255,255,0.85);
  max-width: 560px;
  margin-bottom: 36px;
}
.hero-ctas { display: flex; gap: 16px; flex-wrap: wrap; }

/* ── SECTION LABEL ── */
.section-label {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--teal-dark);
  margin-bottom: 12px;
}

/* ── SECTION HEADER ── */
.section-header { margin-bottom: 48px; }
.section-header h2 { color: var(--navy); margin-bottom: 14px; }
.section-header p { max-width: 620px; }
.underline-accent {
  width: 52px;
  height: 4px;
  background: linear-gradient(90deg, var(--teal), var(--navy));
  border-radius: 2px;
  margin: 14px 0 0;
}

/* ── FEATURE CARDS ── */
.cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 24px;
}

.card {
  background: var(--white);
  border-radius: 10px;
  padding: 28px 24px;
  border-left: 4px solid var(--teal);
  box-shadow: 0 2px 12px rgba(0,0,0,0.06);
  transition: transform 0.2s, box-shadow 0.2s;
}
.card:hover { transform: translateY(-3px); box-shadow: 0 8px 24px rgba(0,0,0,0.1); }
.card-icon {
  width: 48px; height: 48px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy), var(--teal));
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 18px;
}
.card-icon svg { width: 22px; height: 22px; }
.card h3 { color: var(--navy); margin-bottom: 8px; }
.card p { font-size: 0.925rem; }

/* ── BG VARIANTS ── */
.bg-offwhite { background: var(--offwhite); }
.bg-navy { background: var(--navy); }
.bg-mint { background: var(--mint); }
.bg-gradient-subtle {
  background: linear-gradient(135deg, var(--sky) 0%, var(--mint) 100%);
}

/* ── CTA BAND ── */
.cta-band {
  background: linear-gradient(135deg, var(--navy) 0%, #1A4E8A 60%, var(--teal-dark) 100%);
  color: var(--white);
  text-align: center;
  padding: 80px 24px;
}
.cta-band h2 { color: var(--white); margin-bottom: 14px; }
.cta-band p { color: rgba(255,255,255,0.82); max-width: 480px; margin: 0 auto 36px; }
.cta-band-btns { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

/* ── PROCESS STEPS ── */
.process-steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 24px;
  counter-reset: step;
}
.step {
  text-align: center;
  padding: 32px 20px;
  background: var(--white);
  border-radius: 10px;
  box-shadow: 0 2px 10px rgba(0,0,0,0.06);
  position: relative;
}
.step-number {
  width: 52px; height: 52px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy), var(--teal-dark));
  color: var(--white);
  font-family: 'Montserrat', sans-serif;
  font-weight: 800;
  font-size: 1.25rem;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 18px;
}
.step h3 { color: var(--navy); margin-bottom: 8px; font-size: 1rem; }
.step p { font-size: 0.875rem; }

/* ── FORMS ── */
.form-section { background: var(--offwhite); }
.form-wrap {
  background: var(--white);
  border-radius: 12px;
  padding: 48px;
  box-shadow: 0 4px 24px rgba(0,0,0,0.07);
  max-width: 760px;
  margin: 0 auto;
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}
.form-grid .full { grid-column: 1 / -1; }

.field { display: flex; flex-direction: column; gap: 6px; }
.field label {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--navy);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.field input,
.field select,
.field textarea {
  font-family: 'Inter', sans-serif;
  font-size: 0.95rem;
  color: var(--charcoal);
  background: var(--offwhite);
  border: 1.5px solid #dde0ea;
  border-radius: 6px;
  padding: 11px 14px;
  outline: none;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.field input:focus,
.field select:focus,
.field textarea:focus {
  border-color: var(--teal);
  box-shadow: 0 0 0 3px rgba(62,207,142,0.15);
}
.field textarea { resize: vertical; min-height: 110px; }

.form-submit { margin-top: 28px; }

@media (max-width: 600px) {
  .form-grid { grid-template-columns: 1fr; }
  .form-wrap { padding: 28px 20px; }
}

/* ── ABOUT VALUES GRID ── */
.values-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
  margin-top: 40px;
}
.value-card {
  background: var(--white);
  border-radius: 10px;
  padding: 24px 22px;
  border-left: 4px solid var(--teal);
  box-shadow: 0 2px 10px rgba(0,0,0,0.05);
}
.value-card h4 { color: var(--navy); margin-bottom: 8px; }
.value-card p { font-size: 0.9rem; }

/* ── INSIGHTS CARDS ── */
.insights-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 28px;
}
.insight-card {
  background: var(--white);
  border-radius: 10px;
  overflow: hidden;
  box-shadow: 0 2px 12px rgba(0,0,0,0.07);
  transition: transform 0.2s, box-shadow 0.2s;
}
.insight-card:hover { transform: translateY(-4px); box-shadow: 0 10px 28px rgba(0,0,0,0.11); }
.insight-card-thumb {
  height: 180px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.insight-card-body { padding: 24px; }
.insight-tag {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--teal-dark);
  margin-bottom: 8px;
}
.insight-card-body h3 { color: var(--navy); margin-bottom: 10px; font-size: 1.05rem; }
.insight-card-body p { font-size: 0.875rem; margin-bottom: 16px; }
.read-more {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--teal-dark);
  display: inline-flex;
  align-items: center;
  gap: 4px;
}
.read-more::after { content: '→'; }

/* ── TWO-COL LAYOUT ── */
.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
@media (max-width: 768px) {
  .two-col { grid-template-columns: 1fr; gap: 40px; }
}

/* ── CONTACT INFO ── */
.contact-info { display: flex; flex-direction: column; gap: 24px; }
.contact-item { display: flex; gap: 16px; align-items: flex-start; }
.contact-icon {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--mint);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.contact-icon svg { width: 20px; height: 20px; color: var(--teal-dark); }
.contact-item h4 { color: var(--navy); margin-bottom: 4px; }
.contact-item p { font-size: 0.925rem; margin: 0; }

/* ── PAGE HERO (inner pages) ── */
.page-hero {
  background: linear-gradient(135deg, var(--navy) 0%, #1A4E8A 60%, var(--teal-dark) 100%);
  color: var(--white);
  padding: 72px 0 64px;
}
.page-hero h1 { color: var(--white); margin-bottom: 14px; }
.page-hero p { color: rgba(255,255,255,0.82); font-size: 1.1rem; max-width: 560px; }

/* ── FOOTER ── */
footer {
  background: var(--navy);
  color: rgba(255,255,255,0.75);
  padding: 56px 0 32px;
}
.footer-inner {
  display: grid;
  grid-template-columns: 1.8fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 48px;
}
.footer-brand p {
  color: rgba(255,255,255,0.65);
  font-size: 0.9rem;
  max-width: 300px;
  margin-top: 14px;
}
.footer-logo-wordmark {
  font-family: 'Montserrat', sans-serif;
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--white);
}
.footer-logo-wordmark span { color: var(--teal); }
.footer-heading {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: 16px;
}
.footer-links { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-links a {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.7);
  transition: color 0.2s;
}
.footer-links a:hover { color: var(--teal); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.12);
  padding-top: 24px;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.4);
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 8px;
}

@media (max-width: 768px) {
  .footer-inner { grid-template-columns: 1fr; gap: 32px; }
  section { padding: 56px 0; }
  .hero { padding: 72px 0 80px; }
}

/* ── LOGO ── */
.logo-svg {
  width: 40px;
  height: 40px;
  flex-shrink: 0;
  /* border-radius: 50%; */
  object-fit: contain;
}